The Active Investor Plus Visa is New Zealand's premier residence-by-investment programme, often called the NZ "golden visa." It's designed for wealthy individuals who want to gain permanent residency by investing in the New Zealand economy, without needing a job offer or employer sponsorship. There are two categories: Growth (NZD $5 million invested for 3 years) and Balanced (NZD $10 million invested for 5 years).
Eligible investments include managed funds, listed equities, bonds, philanthropic investments, and direct investments into New Zealand businesses. Real estate alone doesn't qualify, but Active Investor Plus visa holders can purchase or build one residential property worth NZD $5 million or more, a significant perk that's not available to most non-residents. Physical presence requirements are minimal: 21 days over 3 years for the Growth category, or 105 days over 5 years for Balanced.
The application process starts with an Approval in Principle, which most applicants receive within 6-11 weeks. Once approved, you transfer your investment funds to New Zealand and maintain them for the required period. Concord works with investors and their advisors to structure compliant investment portfolios, manage the application process, and ensure all conditions are met for the transition to full permanent residency.
Who is it for?
The Active Investor Plus Visa is for high-net-worth individuals and families who want New Zealand permanent residency without the need for employment or a job offer. You're a strong candidate if you have at least NZD $5 million available for investment, meet health and character requirements, and want the security and lifestyle benefits that come with NZ residency.
It's particularly popular with entrepreneurs who've had a successful exit, family offices looking to diversify geographically, and international professionals who want a "Plan B" residency in one of the world's most stable and liveable countries. If you value flexibility, low physical presence requirements, the ability to maintain your existing business interests globally, this visa offers one of the most attractive investor residency programmes in the Asia-Pacific region.
What are the requirements
Minimum investment threshold
You must invest at least NZD $5 million (Growth category, 3 years) or NZD $10 million (Balanced category, 5 years) in approved New Zealand investments.
Acceptable investment types
Investments must be in approved assets: managed funds, listed equities, bonds, direct business investments, or philanthropic investments. Residential property alone doesn't qualify.
Physical presence in NZ
Growth category: at least 21 days in NZ over 3 years. Balanced category: at least 105 days over 5 years. These are among the lowest presence requirements globally.
Health and character
You and all included family members must meet standard health and character requirements, including medical exams and police certificates.
Visa Timeline
Concord Processing Time
Premium Processing Time
USCIS Processing Time
Concord reviews your financial position and works with your advisors to identify a compliant investment structure under either the Growth or Balanced category.
~2-4 weeks
Compile investment evidence, source-of-funds documentation, health and character requirements, and lodge the application with Immigration New Zealand.
~3-4 weeks
Immigration New Zealand assesses your application and issues an Approval in Principle. You then have 12 months to transfer your investment funds to New Zealand.
~6-11 weeks
~4-8 weeks
~4-8 weeks
~4-7 months
The Concord
Difference:
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